The Best Store Discounts and Pro Programs for Landlords (2026)

Between turnovers, repairs, and the endless run of small fixes, landlords spend a lot at the hardware store. The good news: most of the big retailers run free "pro" loyalty programs that hand back volume pricing, cashback, and members-only deals - you’re leaving money on the table if you’re checking out as a regular customer.

Here are the programs and cards worth signing up for before your next project. Most are free; the few that charge a fee are noted and that fee is itself a deductible business expense.

Every dollar you spend on maintenance and materials is a tax-deductible expense too, so keep the receipts.

Why it’s worth joining a loyalty program

If you own even one rental, you’re effectively running a small maintenance business and these programs are built for exactly that. Signing up typically gets you:

• Member and volume pricing - pro-only rates that beat the retail sticker, especially on bulk buys like flooring, paint, and appliances.
• Cashback, points, and rebates - a percentage of everything you spend comes back as store credit or rewards.
• Members-only deals and early access - exclusive offers and first dibs on sales events.
• Business tools and spend tracking - dashboards and purchase reports you can hand straight to your accountant at tax time.
• Dedicated pro desks and support - staff who quote jobs, order parts, and know their catalog.
• Perks like free delivery and financing - free scheduled delivery and interest-free terms on larger orders.

Most cost nothing to join, so there’s little downside. And where a membership does carry a fee (Harbor Freight’s Inside Track Club, or a Costco/Sam’s Club business membership), that fee is an ordinary and necessary business expense you can deduct on your Schedule E, the same as the tools and materials you buy with it.

At a glance

1. Home Depot Pro Xtra

The default for most landlords. It’s free, tracks all your spend for tax time, and unlocks Pro Xtra members-only pricing, bulk/volume quotes through the Pro Desk, and a paint rewards program. Spend more and you move up tiers (Member → Elite → VIP) for perks like preferred pricing and a dedicated support line.

Insider tip: Ask the Pro Desk for a volume quote on anything over $1,500 appliances, flooring, lumber - instead of paying shelf price. Pair the account with a cashback card and stack it on top.

2. Lowe’s – MyLowe’s Pro Rewards

Lowe’s free pro program earns 1 point per $1 (100 points = $1 in MyLowe’s Money), plus free delivery and members-only deals. The standout for landlords: a 20% paint discount once your annual paint spend hits $3,000 - easy to reach if you repaint units between tenants.

Insider tip: If you carry the Lowe’s Pro credit card you’re bumped to Platinum status automatically, and the business dashboard gives you spend reports you can hand straight to your accountant.

3. Menards BIG Card & 11% Rebate (Midwest)

If you’re in the Midwest, Menards is hard to beat. The store runs frequent "11% Rebate" events where you get 11% of your purchase back as in-store credit - stack a big reno onto one of those weeks and the savings are real. The BIG Card adds financing plus an ongoing rebate on purchases.

Insider tip: Time larger material buys to land during an 11% rebate window, and use a rebate tracker so you never let the store credit expire.

4. Ace Rewards

Ace won’t beat the big boxes on a full renovation, but for the 8pm "the toilet’s leaking" run it’s usually closer and faster. The free Ace Rewards program earns points toward reward certificates, drops members-only coupons, and often includes free assembly and local delivery.

Insider tip: Watch for the frequent "$5 reward" and "buy one get one" member emails—handy for the small consumables (filters, batteries, fasteners) you buy constantly.

5. Harbor Freight Inside Track Club

The one paid membership worth it for hands-on landlords. At $29.99/year, the Inside Track Club unlocks member pricing, monthly member deals, and early access to sales on tools. For basic tools and consumables you don’t need to last a lifetime, nothing’s cheaper - and the membership fee itself is deductible.

Insider tip: Most members make the fee back on their first couple of trips. Buy your "good enough" tools here and save the premium brands for the jobs that actually need them.

6. Sherwin-Williams PRO+

Repainting is the single most common turnover job, and Sherwin-Williams’ free PRO+ program gives contractors and property owners exclusive paint discounts plus 15–20% off supplies in case quantities, free scheduled delivery, and app-based reordering.

Insider tip: Set up a PRO+ account even for one property - you’ll get pro pricing that beats the retail sticker, and reordering the exact same color for the next unit takes seconds.

7. Floor & Decor Pro Premier Rewards

Flooring is the other big turnover cost, and Floor & Decor’s free Pro Premier Rewards gives you a dedicated pro desk, volume pricing, and extended payment terms - useful when you’re re-flooring a unit on a deadline.

Insider tip: Buy a little extra of the same product line across your portfolio so you can patch or replace a single room later without re-doing the whole floor.

8. Amazon Business

A free Amazon Business account gets you business-only pricing, quantity discounts, and - importantly a tax-exempt purchasing program if you buy through an LLC. Great for the appliances, hardware, and cleaning supplies you’d otherwise overpay for.

Insider tip: Enroll in Amazon Tax Exemption (ATEP) with your resale/exemption certificate where eligible, and set up recurring deliveries for consumables you restock at every turnover.

9. Costco / Sam’s Club Business Membership

Wholesale clubs shine for the bulk stuff: appliances (often with solid warranties), cleaning supplies, paper goods for furnished rentals, and even tires for the work truck. A Sam’s Club business membership starts around $50/year (Costco’s is ~$65) and frequently pays for itself on a single appliance purchase - and the membership fee is deductible.

Insider tip: Check the club’s appliance pricing and delivery/haul-away before defaulting to a big box—clubs often undercut them and bundle in extended warranties.

10. Ferguson Pro (Plumbing & HVAC)

For plumbing, HVAC, and water-heater parts, a Ferguson pro account gets you trade pricing that beats retail and access to counter staff who actually know the parts. Worth setting up before your next water heater or fixture replacement.

Insider tip: Open the account before you need it - setting up pro pricing mid-emergency at the counter is the wrong time.

11. Home Depot Pro Multifamily / HD Supply

If you run multiple units, this is the one most landlords miss. Home Depot Pro Multifamily (formerly HD Supply) is a dedicated maintenance-supply catalog - MRO parts, HVAC, appliances, janitorial—with next-day delivery and property-manager pricing built for portfolios rather than one-off shoppers.

Insider tip: It’s a separate account from regular Pro Xtra. Set it up if you’re regularly ordering the same maintenance parts across several properties - the bulk pricing and delivery beat running to the store each time.

12. Wayfair Professional

Free to join and ideal if you furnish rentals or replace appliances often. Wayfair Professional gives business pricing, bulk discounts, and a dedicated account team on furniture, decor, and appliances.

Insider tip: Great for kitting out a furnished or short-term rental in one order—and you can apply tax-exempt status to the account if you qualify.

13. Tractor Supply Neighbor’s Club

For rural landlords or properties with acreage, Tractor Supply’s free Neighbor’s Club earns points and rewards on the fencing, gate hardware, pumps, and outdoor gear the big boxes don’t stock as deeply.

Insider tip: If your properties need seasonal outdoor upkeep, the members-only offers and points add up faster than you’d expect over a year.

How to squeeze the most out of them

A few habits turn these programs from "nice" into real money:

Stack a cashback credit card on top of every pro program so you’re earning twice on the same dollar. Always ask "is there contractor or pro pricing on this?" at the desk—on big-ticket items the answer is often yes. Register for tax-exempt buying wherever you qualify through your LLC. And time large material purchases around rebate events and seasonal sales rather than buying reactively.

Most importantly, track every purchase. All of it paint, parts, tools, appliances, that emergency plumbing run, and the membership fees themselves—is a deductible expense, and the difference between guessing and claiming it properly is money back at tax time.

Turn those receipts into deductions

Signing up for the discounts is half the job. Capturing every receipt so it actually lowers your tax bill is the other half.

With Landlord Studio, you can snap a photo of each hardware-store receipt on the spot, auto-categorize it to the right property, and generate a tax-ready Schedule E report at year end—so all those pro-program savings don’t get lost before tax season.

* First 3 properties free.