Making Tax Digital Income Checker

MTD for Income Tax is being phased in by income, so different landlords start in different tax years. HMRC decides using your income from two years earlier - which is why you can't work it out from what you earn now. Answer four questions to see your group, your start date and your first deadline.

Illustration of two blue houses with a tree between them
  1. 1 Year one
  2. 2 Year two
  3. 3 Year three
  4. 4 Your situation
Question 1 of 4

In the 2024-25 tax year, what was your total income from property and self-employment?

Before any expenses are taken off. Your share only, if you own jointly. A rough figure is fine.

This is the year HMRC uses to decide whether you start in April 2026.

What counts towards this figure?

Counts

  • Rent from UK property, before expenses are deducted
  • Rent from property outside the UK, if you're a UK resident
  • Income from self-employment or a sole trader business, before expenses
  • Your share only, if you own a property jointly

Doesn't count

  • Wages or salary taxed through PAYE
  • State or private pensions
  • Dividends, including from your own company
  • Rent from property held in a limited company
  • Your share of profit from a partnership
  • Income from a UK REIT or Property Authorised Investment Fund

HMRC calls this your qualifying income. Property and self-employment are added together — it's the combined figure that counts, not each one separately.

Question 2 of 4

And in the 2025-26 tax year?

Same again — property plus self-employment, before expenses.

This is the year HMRC uses to decide whether you start in April 2027.

What counts towards this figure?

Counts

  • Rent from UK property, before expenses are deducted
  • Rent from property outside the UK, if you're a UK resident
  • Income from self-employment or a sole trader business, before expenses
  • Your share only, if you own a property jointly

Doesn't count

  • Wages or salary taxed through PAYE
  • State or private pensions
  • Dividends, including from your own company
  • Rent from property held in a limited company
  • Your share of profit from a partnership
  • Income from a UK REIT or Property Authorised Investment Fund
Question 3 of 4

And the 2026-27 tax year?

This one is still running, so an estimate is all you need.

This is the year HMRC uses to decide whether you start in April 2028.

What counts towards this figure?

Counts

  • Rent from UK property, before expenses are deducted
  • Rent from property outside the UK, if you're a UK resident
  • Income from self-employment or a sole trader business, before expenses
  • Your share only, if you own a property jointly

Doesn't count

  • Wages or salary taxed through PAYE
  • State or private pensions
  • Dividends, including from your own company
  • Rent from property held in a limited company
  • Your share of profit from a partnership
  • Income from a UK REIT or Property Authorised Investment Fund
Question 4 of 4

Does anything on this list apply to you?

Some situations change your start date, and some take you out of MTD altogether. Tick everything that applies — or say none.

About your property
About your circumstances

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