HMRC-Recognised MTD Software for Landlords
Keep the digital records HMRC requires, send your quarterly updates to HMRC from the same place, and start on a free plan.
Landlord Studio is HMRC-recognised Making Tax Digital for Income Tax software built for UK landlords. It keeps the digital records HMRC requires for rental income, sends the four quarterly updates to HMRC from those records, and replaces spreadsheets and bridging software. The MTD Go plan is free, with MTD submissions at £5 each; the Pro plan is £12 a month plus VAT on an annual plan and includes every submission. Landlords with qualifying income over £50,000 have been in MTD since 6 April 2026, with the £30,000 wave from April 2027 and the £20,000 wave from April 2028.
HMRC-recognised
Recognised by HMRC for Making Tax Digital for Income Tax and listed on HMRC's software finder.
Free plan
MTD Go is free for up to three units, with MTD submissions at £5 each. Pro includes every submission.
Quarterly updates from the app
The four quarterly updates are built from your records and sent to HMRC without leaving Landlord Studio.
Records that build themselves
Bank feeds and receipt capture create the digital records HMRC requires, with a CSV import for past records.
Is Landlord Studio recognised by HMRC as MTD software?
Yes. Landlord Studio is recognised by HMRC as Making Tax Digital for Income Tax software and is listed on HMRC's software finder. Recognition was announced on 30 March 2026.
Recognition means HMRC has tested the software's connection to its MTD service and confirmed it can keep digital records and send updates in the required format. It does not make a landlord compliant by itself: compliance comes from keeping the records and sending the updates on time.
Submit MTD Directly to HMRC
Submit directly to HMRC from inside Landlord Studio, with no exports and no third-party tools.
Landlord Studio is HMRC-recognised for Making Tax Digital for Income Tax. Each quarterly update is generated from your records and sent from the app, and the same records are the basis for your final declaration at the end of the tax year.
Connect your Real-Time Bank Feeds
Connect your bank account and let your records build themselves.
- Transactions imported automatically - via secure Open Banking connections
- Reconcile in one click - match payments to the right property and category
- Always MTD-ready - digital records maintained as you go, not rebuilt each quarter
Handle All Ownership Structures
Co-own your properties? No problem.
- Joint ownership, partnerships, and limited companies - all supported
- Separate MTD submissions per owner - managed under a single Landlord Studio account
- Income split correctly - each owner's share tracked and reported accurately
Digitise your Receipts
Snap a photo and let Smart Scan do the data entry.
- Instant capture - photograph receipts on the go from the mobile app
- Details extracted automatically - Smart Scan reads the date and amount for you
- A digital record for every expense - exactly what MTD requires
Use One Platform, Streamlined for Landlords
Replace the spreadsheet, the receipts folder, the reminder app and the separate tax tool.
Bank feeds and receipt capture build the digital records inside the app, so there is nothing to bridge, and the same records produce the quarterly update. Bring past records across from a spreadsheet with a CSV import.
Is there free MTD software for landlords?
Yes. Landlord Studio's MTD Go plan is free for up to three units and charges £5 per MTD submission. The Pro plan includes every submission. Both keep the same digital records and send the same updates to HMRC.
The three Landlord Studio plans compared on what matters for MTD.
New accounts start on a 14-day Pro trial. When it ends the account moves to MTD Go, which stays free.
See every plan and what each includes on the Landlord Studio pricing page.
How does Landlord Studio send quarterly updates to HMRC?
Landlord Studio builds the quarterly update from the records you already keep in it and sends it to HMRC from the app. At the end of the tax year, the same records are the basis for your final declaration, which for 2026/27 is not due until 31 January 2028.
Step 1: Import your Existing Records
Starting with a deadline already looming? Import your existing records in minutes.
- Bank feeds pull historic transactions - import up to two years of history when you first connect
- Bring your spreadsheet with you - upload existing income and expense records with spreadsheet import
- Bulk-reconcile in one session - categorise a quarter's transactions in an afternoon, not a week
Step 2: Connect your Accounts
Link your bank via Open Banking and connect Landlord Studio to HMRC. It only takes a few minutes, and you only have to do it once.
- Set up your properties - add your rentals so every transaction lands in the right place
- Secure Open Banking connection - bank feed transactions are read-only and your credentials are never shared
- Authorise HMRC once - link your Landlord Studio account to HMRC for MTD submissions
Step 3: Review and Submit to HMRC
When the deadline approaches, check your quarterly summary and submit directly to HMRC from inside Landlord Studio. Done until next quarter.
- Reconcile in real-time: Log in at any time on any device to view and reconcile transactions with a few quick taps.
- Auto-match: Let us automatically suggest matching transactions for you. Simply confirm the match.
- Create rules: Set up rules auto-fill the property and category details so you can reconcile with a single click.
- Attach receipts: Upload and attach the related receipt to the transaction when you reconcile.
The 2026/27 filing calendar for landlords in MTD
Four quarterly updates and one final declaration cover the 2026/27 tax year. Each update is due one month and seven days after its quarter ends.
For what goes into each update, read the academy chapter on quarterly updates and final declarations.
Can I keep using spreadsheets for MTD?
Not on their own. HMRC requires digital links between your records and the software that sends your updates, and a spreadsheet on its own has no link to HMRC. There are two routes: bridging software that submits figures from a spreadsheet, or MTD software that holds the records itself.
Landlord Studio is the second kind. Bank feeds and receipt capture build the records inside the app, so there is nothing to bridge, and the same records produce the quarterly update. You can bring past records across from a spreadsheet with a CSV import.
If you want to keep filing from a spreadsheet, the academy explains bridging software and why Excel on its own does not meet the rules.
Who needs MTD software, and from when?
Landlords with qualifying income from property and self-employment over the threshold must keep digital records and send quarterly updates through recognised software. The threshold falls in three waves.
Qualifying income is gross income before expenses, across all your property and sole-trade activity.
For exemptions, how to register and what counts as qualifying income, read the complete guide to Making Tax Digital for landlords.
How does Landlord Studio compare with other MTD software for landlords?
Landlord Studio is one of a small number of MTD software products built for landlords rather than for businesses in general. The table compares it with the tools landlords most often shortlist.
How six MTD software options compare for a UK landlord.
Landlord Studio is best for landlords who want property records, tenancy tools and MTD filing in one app. Hammock suits landlords who want bank-led rent tracking with MTD. Xero and FreeAgent suit landlords who also run a business and already work with an accountant on those tools. Sage and Clear Books suit landlords who want a general accounting package with a free MTD tier.
Competitor prices and plans were checked on each vendor's UK pricing page on 30 September 2026 and exclude introductory discounts. Check the vendor's site for the current price before you buy.
Got MTD Questions? Start Here
When do you need to comply? What counts as a digital record? What happens if you miss a quarterly update? Our MTD Resource Hub answers all of it, in plain English.
What do UK landlords say?
Stay compliant, organised, and ready for anything, whether you manage your properties solo or with a letting agent.
- Maintain digital records with software designed for you
- Direct HMRC integration for streamlined MTD submissions
- HMRC-recognised software
- Share access with your accountant or letting agent for seamless collaboration
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
“Never used software before and was worried, but Landlord Studio has been brilliant. Easy to add properties, simple to use — even my accountant loves it.”
"We were looking for an app to help us stay on top of everything, including the maintenance and everything in between. Landlord Studio has been great for that."
"I have chosen a Landlord Studio after going through several tools online. It's also reasonably priced which I like."
"The ability to reconcile bank feeds and attach a receipt against a list of suppliers is a great feature."
"I struggled with having a spreadsheet for each property. Using Landlord Studio I can record income/expense and then within seconds produce a spreadsheet that I can send to my accountant"
"We couldn't live as freely and easily without Landlord Studio. All my tenants are quite happy they get their notifications from Landlord Studio. It's dead easy."
"I chose Landlord Studio because of the user-friendliness of the interface. It's a bit like Apple in that it's easy to use. You can figure it out without instructions or spending ages learning."
FAQs
Is Landlord Studio HMRC-approved?
HMRC does not "approve" software. It recognises software that has passed its tests for connecting to the MTD service, and it lists recognised products on its software finder. Landlord Studio is recognised for Making Tax Digital for Income Tax.
Is Landlord Studio free for Making Tax Digital?
The MTD Go plan is free for up to three units and charges £5 per MTD submission. Pro, at £12 a month plus VAT on an annual plan, includes every submission.
Does it handle jointly owned property?
Yes. Each joint owner reports their own share of the income and expenses in their own quarterly updates. Landlord Studio records the property once and splits income and expenses by ownership share. The academy chapter on jointly owned property explains the rules.
Read the academy chapter on jointly owned propertyCan my accountant use it?
Yes. You can share access with your accountant, export reports as CSV or PDF, and on Pro connect Landlord Studio to Xero so your accountant works in the tool they already use. Accountants supporting landlord clients can join the Landlord Studio accountant partner programme.
What happens if I miss a quarterly update?
HMRC's points-based penalty system applies. Each late quarterly update earns a penalty point, and a £200 penalty is charged when you reach four points. Landlord Studio shows the next deadline and reminds you before it. The academy chapter on MTD penalties has the detail.
Read the academy chapter on MTD penaltiesDoes it work for holiday lets?
Yes. Since April 2025 furnished holiday let income is treated as ordinary property income, so it counts towards your qualifying income and is reported in the same quarterly updates. Landlord Studio records holiday let income and expenses like any other property.
Start free
Keep your records and send your quarterly updates from one app that HMRC recognises. Start on MTD Go today and upgrade only if you want submissions included.