Making Tax Digital Software for Landlords

Digitise your receipts, track your rental income and make your MTD submissions all in one place using our HMRC-approved software .

MTD software built specifically for the UK property industry

Take the stress out of meeting your MTD requirements with our suite of tools that has been built with landlords and accountants in mind.

Digitise your reciepts

Quickly digitise your receipts with our Smart Scan technology and we extract the dates and amounts for you.

Rest easy with our direct HMRC integration

Use our HMRC Integration to submit accurate quarterly MTD updates and end-of-year statements.

Real time Bank Feeds

Connect your bank account to view and reconcile bank transactions in real time and increase your accounting accuracy and speed.

We handle all Ownership Structures

Co-own your properties? No problem, Landlord Studio manages all ownership structures (Joint, Partnerships, Limited Company).

Why UK Landlords Trust Landlord Studio
for MTD

Stay compliant, organised, and ready for anything, whether you manage your properties solo or with a letting agent.

  • Maintain digital records with software designed for you.
  • Direct HMRC integration for streamlined MTD submissions
  • HMRC-recognised software
  • Share access with your accountant or letting agent for seamless collaboration

FAQs

What is “Making Tax Digital for landlords” and what does MTD for IT mean for rental income?

“Making Tax Digital for landlords” means HMRC now expects UK landlords to replace traditional paper self‑assessment with a fully digital process for their rental income and related expenses.

MTD for Income Tax Self‑Assessment (MTD ITSA) requires landlords to keep digital records and submit quarterly updates to HMRC via approved software rather than just an annual tax return. Starting from April 2026, landlords with combined rental or self‑employment income over £50,000 must comply; this threshold drops to £30,000 in April 2027 and £20,000 in April 2028.

Landlord Studio is HMRC‑approved and designed specifically for landlords to simplify digital tax returns for rental income by digitising receipts, syncing bank data, and enabling seamless quarterly updates  

Who needs to comply with MTD for IT, and when do key deadlines apply?

UK landlords must follow MTD IT requirements if their qualifying income from rental properties (alone or combined with self‑employment) exceeds the threshold set for the tax year. If your income was over £50,000 for the 2024–25 tax year, you must begin using MTD from 6 April 2026.

For incomes above £30,000, the obligation starts from 6 April 2027, and above £20,000, from 6 April 2028. HMRC bases this on your most recent Self‑Assessment return.

Landlord Studio helps you manage these deadlines by organising digital records and supporting compliant quarterly submissions well ahead of due dates  

How can “digital tax returns for rental income” help me avoid MTD penalties, and how does Landlord Studio support this?

MTD for IT replaces annual self-assesment returns with quarterly updates and a final declaration. Failure to submit updates on time may trigger HMRC’s new penalty regime, including points and fines for repeated delays.

Using digital tax returns for rental income through HMRC-recognised software helps landlords avoid these penalties by ensuring submissions are timely, accurate, and fully compliant.

Landlord Studio provides automated reminders, structured reporting, and direct HMRC submission so landlords can confidently meet every deadline.

What are the MTD requirements for landlords?

HMRC compliance for landlords means:

  • Keeping fully digital records of all rental income and expenses.
  • Submitting quarterly updates to HMRC.
  • Filing a final end-of-year declaration.
  • Using HMRC-recognised software.

You do not need to upload bank statements directly—only transaction data. Landlord Studio supports this compliance with features such as bank feed integration, receipt storage, cash-basis accounting, and joint ownership handling, ensuring landlords meet all HMRC rules.

How does Landlord Studio simplify MTD IT for landlords with multiple properties?

Landlords with multiple properties, furnished holiday lets, or foreign income may find MTD complex.

Landlord Studio simplifies this by:

  • Recording each property’s income and expenses digitally.
  • Supporting multiple owners with percentage splits.
  • Storing receipts and invoices securely.
  • Allowing direct MTD submissions for the relevant owner(s).
  • Integrating with Xero for accountants if required.
  • This ensures landlords can manage even large or complex portfolios while remaining compliant with MTD ITSA rules.

What counts as digital records for landlords under MTD?

Digital records are financial data kept in an MTD-compatible system instead of paper or standalone spreadsheets. For landlords, this includes:

  • Rental income received.
  • Property details.
  • Dates, descriptions, and amounts.
  • Allowable expenses and VAT rates (if relevant).
  • Bank statements do not need to be uploaded, but transaction data must be digitally recorded. Landlord Studio ensures records are captured and stored in HMRC-compliant format, making digital submissions simple and accurate.

Can I use Excel spreadsheets for MTD for IT as a landlord?

Excel alone does not make you compliant. To use spreadsheets, you must have “bridging software” that digitally links Excel to HMRC. However, HMRC strongly recommends using purpose-built MTD software for landlords to reduce errors and simplify submissions.

Landlord Studio is HMRC-recognised and removes the need for bridging, giving landlords one platform to manage income, expenses, receipts, and direct HMRC submissions.

How are foreign property income and Furnished Holiday Lets treated under MTD?

Both foreign property income and Furnished Holiday Lets (FHLs) are included in MTD IT if you are a UK tax resident. Income from these sources counts towards the HMRC thresholds (£50k, £30k, £20k).

Landlord Studio allows landlords to record both UK and foreign property, as well as FHLs. Note that FHLs have unique tax rules such as capital allowances and holiday let relief, which must be applied in the final declaration (often with an accountant’s support).

Are there exemptions from Making Tax Digital for landlords?

Whilst there are no automatic exemptions, landlords may apply for exemptions if they cannot reasonably use digital systems due to disability, age, or lack of reliable internet. HMRC reviews these requests individually, and paper filing may be allowed if approved. Otherwise, all landlords over the threshold must comply. Landlord Studio provides a simple, mobile-friendly solution that makes compliance accessible to landlords of all levels of digital confidence.

Rental accounting

Track income and expenses, gain financial insights with our financial reports, and make tax time a breeze.

Learn more

Making Tax Digital

Keep accurate digital records and easily manage your MTD submissions with Landlord Studio.

Learn more

Property maintenance

Easily track, prioritise, and manage maintenance tasks and ensure nothing slips through the cracks.

Learn more

HMRC tax reporting

Keep accurate and up to date records and make tax time easy  with our industry-specific financial reports.

Learn more

Compliance

The tools you need to track and organise all your landlord compliance requirements.

Learn more